Assumable VA loan available at well-below-market interest rate for qualified buyers — a rare chance to secure a significantly lower monthly payment than today’s rates. If you’ve been waiting for a home that combines comfort, privacy, and real financial advantage, this is it. This move-in-ready home sits on a private lot with one full acre of usable space. The main level offers bright, open living spaces with clean sightlines and a functional kitchen that connects naturally to the dining and living areas. Upstairs, you’ll find well-sized a large premium primary suite. The lower level with two bathrooms and three bedrooms adds flexible space perfect for a home office, gym, media room, or guest area. Outside, the yard is ideal for pets, play, gardening, or simply enjoying the quiet surroundings. The property offers the privacy of a rural setting while still being close to Charlottesville, Ruckersville, and key commuter routes. Families will appreciate the location: only 0.75 miles to the county middle/high school complex and 1.2 miles to the primary/elementary school complex. Close to Charlottesville, Ruckersville, shopping, and major commuter routes while still offering a peaceful, rural feel.