Your opportunity to secure a 4.75% VA loan on this River Oaks North Village house! Discover the perfect blend of modern elegance, thoughtful design, and effortless California living at 1398 Elkins Circle. Built in 2023 and situated on an expansive approximately 10, 019-square-foot corner lot in the desirable Plumas Lake community, this beautifully appointed single-story residence offers 4 bedrooms, 2 bathrooms, and 1, 951 square feet of inviting living space. Adorned with wood style tile flooring throughout most of the open-concept floor plan, experience bright contemporary finishes and seamless living spaces creating an atmosphere of comfort and sophistication. At the heart of the home, the beautifully designed kitchen makes a lasting impression with quartz countertops, a stylish backsplash, an expansive center island, and a convenient breakfast bar. Whether preparing everyday meals or hosting memorable gatherings, this space effortlessly brings everyone together. The spacious primary suite offers a peaceful retreat, complete with a private ensuite bathroom featuring dual vanities and a generous walk-in shower. Three additional bedrooms provide versatility for guests, a home office, or whatever your lifestyle demands. Beyond the interior, discover an exceptional opportunity to create your own outdoor sanctuary. The expansive, fully fenced backyard offers endless possibilities for a custom-designed landscape, outdoor entertaining, gardening, or simply enjoying the open space. A covered patio provides the perfect setting for morning coffee, weekend barbecues, and relaxing California evenings. Additional highlights include a dedicated indoor laundry room, durable tile roof, OWNED solar system, and attached two-car garage. Conveniently located to parks, freeway access, and shopping.