****Assumable VA option at 3.99% with $13K Gap. Built in 2023 and backing to open space, this ranch in Windermere offers nearly two thousand five hundred finished square feet, four bedrooms, a walkout basement, and an assumable loan at an enticing rate. Luxury vinyl floors, nine-foot-plus ceilings, and a covered entry flow through a clean, modern main level where a fireplace anchors the living room and the walkout dining area connects seamlessly to the composite and covered patio. Three main-level bedrooms include a primary suite with a walk-in closet and a double vanity bath with free-standing shower, while a second full bath and main-level laundry round out the single-level footprint. The walkout basement adds a fourth bedroom with a walk-in closet, a sprawling family room with its own walkout, and a large storage room, creating a private and flexible lower level that opens directly to the backyard and open space beyond. Two-car attached garage, fenced backyard, central air, kitchen pantry, and a low annual metro district fee complete this exceptional nearly new home near fire stations, hospitals, parks, and schools in the Sand Creek High School feeder zone.