SELLER FINANCING AVAILABLE – 3.9 APR (FIXED RATE). Move-in ready 4-bedroom, 3-bathroom single-story home built in 2022 in Southern Pines, St. Cloud, on a conservation lot with no rear neighbors. No carpet and NO CDD. Open-concept layout with high ceilings, 8-ft doors, designer light fixtures and luxury flooring throughout. Modern kitchen with island, quartz countertops, stainless steel appliances and walk-in pantry. Primary suite with conservation views, dual sinks, walk-in shower and walk-in closet. Screened lanai, gutters and oversized 2-car garage. Community pool and playgrounds. Near Lake Nona, Medical City, the Florida Turnpike, US-192 and Orlando International Airport. Conventional, FHA and cash offers also welcome. Buyer must qualify; financing subject to seller approval. Ask your agent for the full seller financing terms.