SELLER OFFERING $10K toward buyer closing costs to buy down the interest rate (see attached document for details)! Welcome to this distinctive St. Joseph home on a private .94-acre ravine lot. The unique tri-level plan puts bedrooms on the lower level and living spaces upstairs to take advantage of the views. Enjoy a primary ensuite, a full bath updated in 2020, main-floor laundry and a cozy gas fireplace. Andersen windows bring in natural light, and the attached 2-car garage offers parking and storage. Big-ticket items are done: new roof 2023, furnace and A/C 2024, hot water heater 2022. With nearly an acre, a beautiful ravine backdrop and a floor plan full of character, this home offers privacy and convenience that's hard to find in the St. Joseph area.