**PRICED BELOW ITS 2026 APPRAISAL!** **0% DOWN PAYMENT POSSIBLE!** Located in a USDA-eligible area, this Mills River property offers qualified buyers the opportunity to purchase with no down payment! **HOUSE HACKING OPPORTUNITY!** Imagine living on the main level while renting the private basement living quarters for an estimated $1, 000/month to help offset your mortgage payment! Situated on 1.33 acres, this nearly 3, 000-square-foot home offers incredible flexibility for multigenerational living, second living quarters, a basement apartment, or potential rental income. The main level features three bedrooms, two full bathrooms, a spacious living room with gas fireplace, and a kitchen and dining area. Downstairs, the finished walkout basement offers a second full kitchen, additional living room with gas fireplace, bedroom, full bathroom, and private exterior entrance—an appealing setup for extended family, guests, potential tenants, or a home office. Recent improvements include TWO NEW HVAC systems, updated flooring, updated ceiling, new bathroom vanity, and a newer roof and newer septic! Outside, enjoy 1.33 acres of wooded privacy, mature trees, visiting wildlife, and a covered porch overlooking the peaceful surroundings. Conveniently located near Mills River Elementary School, shopping, dining, Asheville Regional Airport, and outdoor recreation. Whether you're looking for a primary residence, a house-hacking opportunity, or a property with potential for long-term or short-term rental income, this home offers room to grow and possibilities to explore. The big items have been done! Bring your vision and discover the potential- make it your own today!