A 4.73% ASSUMABLE INTEREST RATE?! YES, PLEASE! Here's an opportunity to make homeownership more affordable while enjoying a charming property with personality, outdoor living, and room to build equity! This Krum home offers an assumable loan at just 4.73% for qualified buyers AND is USDA eligible, potentially offering ZERO DOWN PAYMENT to eligible buyers! With 2 bedrooms, 1 bathroom, and a surprisingly spacious 1, 302 square feet, this single-story home proves you don't need extra bedrooms to enjoy great living space! Original hardwood floors, a welcoming living room, and a separate dining area provide character and functionality, while a few cosmetic updates offer the opportunity to make it your own and potentially build equity along the way. Even better? A NEW ROOF and maintained utility systems! And let's talk about the OUTDOOR SPACE! Enjoy morning coffee on your covered front porch, entertain on the back deck, or take advantage of the fenced backyard, complete with its very own CHICKEN COOP! With NO HOA, there's added flexibility to enjoy your property your way, subject to local regulations. The two-car carport provides covered parking with potential for future garage conversion. Located in charming Krum, you'll enjoy a small-town atmosphere while staying conveniently close to Denton's shopping, restaurants, and entertainment. Whether you're ready to make the move from renting to owning, looking to simplify without sacrificing living space, or searching for a property with equity-building potential, this home checks some pretty exciting boxes! An assumable 4.73% rate, USDA financing eligibility, outdoor living, and room to make it your own? That's an opportunity worth exploring! Schedule your showing and see the possibilities for yourself!