Rare find: VA Assumable Loan @ 2.875% for eligible buyers! Fully updated 3-bed, 2-bath split-entry in the highly desired Lake Debra Jane Estates. Enjoy total peace of mind with a brand-new roof and gutters (Dec 2025). Inside, you'll find modern finishes: seamless LVP flooring, fresh paint, smooth ceilings, central A/C, and a beautifully renovated kitchen with sleek stainless steel appliances. The primary suite features a stunning custom tile shower. The home's layout offers incredible flexibility. A lockable walkout basement provides the perfect setup for a mother-in-law suite or income-producing Airbnb, complete with secure keypad entries. Step outside to a true entertainer’s paradise, where a massive 36'x16' composite deck extends your lower living space, perfectly complemented by a second deck off the formal dining room. The backyard is built for gatherings, featuring a large firepit and a dedicated 240V plug just waiting for your personal sauna or hot tub. Practicality effortlessly meets lake-community luxury. The expanded driveway is a rare find, offering an astonishing 11 parking spaces with dedicated room for your RV, boat, and trailer, alongside a functional storage shed. Beyond your property, enjoy exclusive Lake Debra Jane HOA perks: a private beach, community pool, sports courts, and a non-power boat launch, plus city access to the coveted Allen York Park boat ramp. Turnkey, resort-style living awaits!